Interac e-Transfer
Money in, money out. In under a minute.
Collect from customers and pay recipients in near real time, at scale, with every transfer matched to an invoice, an order or a customer record automatically.
What you can do
OUTBOUND
Send to anyone
Pay any recipient with a Canadian bank account and an email address, with no onboarding for them, no account with Grayde.
INBOUND
Request money
Raise a request from the portal or the API. Your customer approves inside their own banking app.
INBOUND
Bulk collections
Thousands of requests in one batch, each with its own reference, amount and expiry.
SETTLEMENT
Auto-deposit
Registered auto-deposit means no security questions and no manual acceptance. Funds land in the wallet directly.
CONTROL
Expiry & reminders
Set how long a request stays open and how often the reminder repeats. Cancel or reissue in one click.
OPS
Real-time status
Sent, pending, deposited, declined, expired. Each state is pushed by webhook the moment it changes.
How a collection flows
You raise a request
From the portal or one API call. Your customer gets an Interac request with your business name and reference.
They approve in their bank
Any Canadian financial institution, any device. No account with Grayde, no app to install.
Funds land and reconcile
Auto-deposit credits your wallet in seconds. The webhook fires, the reference matches, the invoice closes.
Typical use
1,248 collections a day, reconciled without a spreadsheet.
A lending client collects daily repayments by e-Transfer request. Every inbound transfer carries the loan reference, auto-deposits to the wallet, and posts back to their servicing system by webhook within seconds of approval.