Pricing

Priced per transaction. Nothing hidden underneath.

One monthly platform fee, one published rate per rail, and volume tiers you can actually reach. No FX spread, because there is no FX. Everything settles in Canadian dollars.

Starter

Under $250K monthly volume

$249/ month

✓One CAD wallet
✓Portal access for 3 users
✓e-Transfer, EFT and bill payment
✓Batch upload and CSV export
✓Email support, next business day

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Growth

$250K to $5M monthly volume

MOST CHOSEN

$899/ month

✓Everything in Starter
✓Unlimited portal users and roles
✓All four rails including wires
✓Full REST API, webhooks and sandbox
✓Named account manager
✓Approval workflows and audit export

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Enterprise

$5M+ monthly volume

Custom

✓Everything in Growth
✓Negotiated per-transaction rates
✓Dedicated settlement reporting
✓Custom limits and cut-off handling
✓Compliance liaison for your auditors
✓Priority incident escalation path

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Rates by rail

RailStarterGrowthNotes

Interac e-Transfer · send$0.85$0.55Per transfer, up to $25,000

Interac e-Transfer · request$0.85$0.55Charged on approved requests only

EFT credit or debit$0.65$0.35Per item; returns billed at $3.00

Wire transfer · domesticn/a$18.00Growth and Enterprise plans

Bill payment$1.25$0.90Per remittance, any biller

All rates in Canadian dollars, exclusive of applicable taxes. Enterprise pricing is quoted against your actual mix and volume.

No FX, no spread

Grayde is CAD-only. There is no conversion on the platform, so there is no hidden margin in a rate you never see.

No setup fee

Onboarding, compliance review, portal training and sandbox access are included in the platform fee.

No minimum volume

We do not claw back the difference if you have a quiet month. Tiers move with your actual volume.