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Payments that move at the speed of your business.

Interac e-Transfer, EFT, wires and bill payments on one CAD wallet, one API, built for Canadian businesses the banks make wait.

Onboarding new merchants this week
WHY CANADIAN BUSINESSES SWITCH
  • 100% CAD
  • 4 domestic rails
  • FINTRAC-registered
  • No volume caps
  • 5-day decisions
  • Named account manager

Payment solutions

Every CAD rail. One wallet.

Collect and disburse Canadian dollars on every domestic rail, without stitching together three vendors.

Interac e-Transfer

Send, request and bulk-collect in near real time. Automated reconciliation on every transfer.

UP TO $25,000 / TXN

EFT push & pull

Debit and credit any Canadian bank account. Batch files or API: payroll, PADs, disbursements.

NO TRANSACTION LIMITS

Wire transfer

Domestic CAD wires for large-value moves, settled same day through the Lynx high-value system.

SAME-DAY SETTLEMENT

Bill payment

Pay the CRA, utilities, telecom and 6,000+ Canadian billers straight from your wallet balance.

6,000+ BILLERS

Compare every rail: speed, limits and cut-off times →

We understand your business.
The banks don't.

If you move real volume in an industry banks call "complex," you've heard the word no. We built Grayde to say yes, with compliance-first onboarding that actually understands your model.

Who we serve

  • Money service businesses
  • Lending & leasing
  • Payroll & staffing
  • Marketplaces
  • Digital-asset platforms
  • Property management
See all industries →
portal.grayde.com
OverviewPaymentsBatchesRecipientsBillsReports
SETTLED TODAY
$1,284,900
PENDING
$96,410
SUCCESS RATE
99.4%
RECIPIENTRAILAMOUNTSTATUS
Halifax Staffing Ltd.EFT credit$18,340.00Settled
R. Okafore-Transfer$2,150.00Settled
Meridian Supply Co.Wire · CAD$74,200.00In transit

The platform

Run it from the portal. Or build on the API.

01

Merchant portal

Real-time balances, batch uploads, approvals and exportable reporting for your whole team.

02

REST API & webhooks

Embed every rail in your product. Sandbox keys on day one; webhooks on every status change.

03

Named account manager

A human who knows your file, your flows and your limits, not a ticket queue.

Tour the portal →Read the API docs →

01 · APPLY

Tell us how you move money

A 30-minute call and a short application. Corporate documents, ownership, expected volumes and flows.

02 · REVIEW

Compliance that asks the right questions

Our team reviews KYB, AML program and flow of funds. Typical decision in five business days.

03 · GO LIVE

Wallet funded, keys issued

Portal access for your team, sandbox and production keys for your developers, and a named manager on speed dial.