Industries

The businesses banks call complex. We call them clients.

We underwrite the model, not the label. If your flow of funds makes sense and your compliance program is real, we'll find a way to bank it.

Industries we serve

Money service businesses

e-TRANSFER · EFT

Registered MSBs with a real AML program, running domestic Canadian settlement for their own client base.

Client collections by e-Transfer request, disbursements by EFT credit.

Lending & leasing

EFT · e-TRANSFER

Consumer and commercial lenders funding advances and collecting repayments on schedule.

Same-day advances by e-Transfer, repayments by pre-authorized debit.

Payroll & staffing

EFT · BILL PAY

Agencies paying hundreds of workers weekly, with source deductions remitted on the same platform.

Weekly EFT payroll batches plus scheduled CRA remittances.

Marketplaces & platforms

EFT · e-TRANSFER

Two-sided platforms collecting from buyers and paying out to sellers on their own cadence.

Inbound collections held in the wallet, split payouts released on schedule.

Digital-asset platforms

e-TRANSFER · EFT · WIRE

Registered Canadian platforms funding and defunding client accounts in Canadian dollars only.

CAD on-ramp by e-Transfer, larger settlements by domestic wire.

Property management

EFT · BILL PAY

Portfolio managers collecting rent rolls and paying trades, utilities and municipal accounts.

Monthly PAD rent collection, utilities and property tax by bill payment.

Insurance & benefits

EFT · BILL PAY

Brokers and MGAs collecting premium and disbursing claims within tight service windows.

Premium collection by PAD, claim payouts by EFT credit or e-Transfer.

Healthcare & professional

e-TRANSFER · EFT

Clinics, firms and franchise networks moving money between locations and paying practitioners.

Practitioner payouts by EFT, patient balances collected by e-Transfer request.

Don't see your industry?

We've onboarded businesses nobody else would touch, and we've turned down businesses that looked easy. The difference is always the same: can we understand and monitor the flow of funds? Tell us yours.

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