Industries
The businesses banks call complex. We call them clients.
We underwrite the model, not the label. If your flow of funds makes sense and your compliance program is real, we'll find a way to bank it.
Industries we serve
Money service businesses
e-TRANSFER · EFTRegistered MSBs with a real AML program, running domestic Canadian settlement for their own client base.
Client collections by e-Transfer request, disbursements by EFT credit.
Lending & leasing
EFT · e-TRANSFERConsumer and commercial lenders funding advances and collecting repayments on schedule.
Same-day advances by e-Transfer, repayments by pre-authorized debit.
Payroll & staffing
EFT · BILL PAYAgencies paying hundreds of workers weekly, with source deductions remitted on the same platform.
Weekly EFT payroll batches plus scheduled CRA remittances.
Marketplaces & platforms
EFT · e-TRANSFERTwo-sided platforms collecting from buyers and paying out to sellers on their own cadence.
Inbound collections held in the wallet, split payouts released on schedule.
Digital-asset platforms
e-TRANSFER · EFT · WIRERegistered Canadian platforms funding and defunding client accounts in Canadian dollars only.
CAD on-ramp by e-Transfer, larger settlements by domestic wire.
Property management
EFT · BILL PAYPortfolio managers collecting rent rolls and paying trades, utilities and municipal accounts.
Monthly PAD rent collection, utilities and property tax by bill payment.
Insurance & benefits
EFT · BILL PAYBrokers and MGAs collecting premium and disbursing claims within tight service windows.
Premium collection by PAD, claim payouts by EFT credit or e-Transfer.
Healthcare & professional
e-TRANSFER · EFTClinics, firms and franchise networks moving money between locations and paying practitioners.
Practitioner payouts by EFT, patient balances collected by e-Transfer request.
Don't see your industry?
We've onboarded businesses nobody else would touch, and we've turned down businesses that looked easy. The difference is always the same: can we understand and monitor the flow of funds? Tell us yours.