Payment solutions
Four Canadian rails. One wallet, one contract.
Grayde is a CAD-only platform. Every dollar you collect and disburse moves on a domestic rail, settles into one balance, and reconciles in one ledger: no conversion, no correspondent banks, no cross-border exposure.
The rails
Interac e-Transfer
Send funds to anyone with a Canadian bank account and an email address. Request money from customers with a link. Bulk-collect thousands of transfers a day with auto-deposit and automatic matching.
EFT push & pull
Credit or debit any account at any Canadian financial institution. Upload a batch file or call the API: payroll runs, pre-authorized debits, loan advances and supplier settlement, with no ceiling on transaction size.
Wire transfer
Domestic CAD wires for the moves that can't wait: closings, large supplier settlements, treasury transfers. Submitted before cut-off, delivered the same business day, with confirmation back on the wire reference.
Bill payment
Remit to the CRA, provincial agencies, utilities, telecom, insurers and corporate card issuers straight from your wallet: scheduled, batched, and reconciled with the biller's confirmation number attached to the transaction.
Choose the rail by the job
All rails settle in Canadian dollars. Grayde does not process cross-border or foreign-currency transactions.
Included with every rail
The operational work around a payment is the work. It's in the box.
Recipient management
Store payees once with validated account details, then reuse them across every rail with role-based approval.
Automatic reconciliation
References travel with the payment. Inbound and outbound both post to your ledger with the original identifier attached.
Approvals & limits
Maker-checker on any payment above a threshold you set, per rail, per user, per batch.
Webhooks on every state
Created, submitted, settled, returned. Signed, retried, and replayable from the portal.
Exportable reporting
Daily statements, per-rail summaries and full transaction exports in CSV, or pulled from the reporting API.
A named account manager
One person who knows your file, your volumes and your flows. Reachable by phone, not just a ticket queue.